India to Dubai: How Indians Can Invest in Dubai Real Estate in 2025

India to Dubai: How Indians Can Invest in Dubai Real Estate in 2025
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India to Dubai: How Indians Can Invest in Dubai Real Estate in 2025

Introduction

Over the past decade, Dubai has become a magnet for Indian investors seeking stable returns, tax-free ownership, and luxury living. In 2025, the process of buying property in Dubai from India has become even smoother — thanks to liberal foreign investment rules, digital KYC verification, and transparent real estate regulations under the Dubai Land Department (DLD).

If you’re an Indian looking to invest in Dubai’s real estate market, this step-by-step guide will walk you through everything — from eligibility and legal requirements to financing, currency transfer, and working with a trusted broker like Evantis Realty.


1. Why Indians Are Investing in Dubai Real Estate

Dubai offers unmatched advantages for Indian investors in 2025:

  • 100% Freehold Ownership in designated zones for foreigners

  • Zero property tax and no capital gains tax

  • Strong rental yields averaging 6–8% annually

  • Golden Visa eligibility for property investments above AED 2 million

  • Strategic location just 3–4 hours away from major Indian cities

  • Stable currency pegged to the USD

These factors make Dubai not only a global luxury hub but also a smart investment destination.


2. Step-by-Step Guide for Indians Investing in Dubai Property

Step 1: Check Your Eligibility

Any Indian citizen holding a valid passport can purchase property in Dubai.
There’s no requirement for UAE residency or local sponsorship.

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However, the property must be located in freehold zones such as:

  • Downtown Dubai

  • Business Bay

  • Dubai Marina

  • Jumeirah Village Circle (JVC)

  • Palm Jumeirah

  • Dubai South

Evantis Realty helps Indian investors shortlist the best freehold communities based on budget, ROI potential, and lifestyle preferences.


Step 2: Choose Between Off-Plan or Ready Property

Off-plan properties (under construction) often come with flexible payment plans, while ready properties offer immediate rental income.

Type Ideal For Benefits
Off-Plan Long-term investors Lower entry cost, payment flexibility
Ready Property Immediate income seekers Instant ownership, established areas

Evantis Realty provides curated listings for both — from Emaar, DAMAC, Sobha, and Azizi.


Step 3: Understand Legal Requirements

The Dubai Land Department (DLD) oversees all property transactions.
Indian investors must provide:

  • Passport copy (self & co-buyer, if any)

  • Proof of income or bank statement

  • Property Sale and Purchase Agreement (SPA)

All documents can be verified digitally — no need to travel to Dubai initially.
Evantis Realty assists with documentation, DLD registration, and title deed issuance.


Step 4: Manage Currency Transfer Legally

Under the Liberalized Remittance Scheme (LRS) by the Reserve Bank of India (RBI), Indians can legally remit up to USD 250,000 per financial year abroad for investments — including real estate.

💡 Tip: Always use authorized banks or forex service providers for transparent AED transfers.
Evantis Realty coordinates with UAE-registered escrow accounts to ensure your payment is safe and compliant.


Step 5: Explore Financing Options

Indians can either:

  • Purchase in cash via LRS

  • Apply for a non-resident mortgage from banks like Emirates NBD, ADCB, or Mashreq

Eligibility:

  • Minimum income: ~INR 2.5 lakh/month

  • Age: 21–60 years

  • Loan-to-value ratio: Up to 50% for NRIs

Evantis Realty partners with top UAE banks to simplify loan pre-approval and documentation for Indian clients.


Step 6: Know the Taxes & Fees Involved

Though Dubai has no property tax, buyers must account for:

All costs are transparent and payable via escrow for maximum security.


Step 7: Secure Your Title Deed

Once payment is complete, you’ll receive a Title Deed from the DLD (now available digitally).
Evantis Realty ensures your ownership is legally verified and recorded with the Dubai REST App (official DLD system).


Step 8: Consider Residency & Golden Visa Options

If your investment exceeds AED 2 million, you’re eligible for the 10-year Dubai Golden Visa.
This includes:

  • Residence for you and your family

  • No employer sponsorship required

  • Ability to open local bank accounts and businesses

Evantis Realty assists Indian investors with Golden Visa applications linked to their property purchase.


3. Why Work with Evantis Realty

Evantis Realty bridges the gap between India and Dubai real estate markets.
With offices in both Gurugram (India) and Dubai, we offer:

  • Verified developer tie-ups (Emaar, DAMAC, Azizi, Sobha, Nakheel)

  • Legal & escrow assistance

  • Currency transfer and financing support

  • End-to-end buying and resale services

  • Dedicated India Desk for NRI clients

We help you invest confidently — from your first inquiry to handover and beyond.


4. Popular Areas for Indian Investors in 2025

Area Average Price (AED/sq.ft.) Annual ROI
Jumeirah Village Circle (JVC) 1,200–1,500 7–8%
Business Bay 1,800–2,500 6–7%
Dubai Hills Estate 1,900–2,800 6%
Dubai South 1,100–1,400 7%
Downtown Dubai 2,800–3,500 5–6%

These locations balance affordability, lifestyle, and high rental demand — perfect for long-term returns.


5. Evantis Realty India-to-Dubai Investment Program

Evantis Realty offers a dedicated “India to Dubai Investment Program”, which includes:

  1. Free property consultation (online or in-person)

  2. Developer shortlisting & project comparison

  3. Legal and banking coordination

  4. Virtual property tours

  5. On-ground support during Dubai visits

  6. Post-purchase assistance (rental, resale, visa)


FAQs

Q1. Can I buy property in Dubai without visiting?
Yes. You can complete the entire process remotely via Evantis Realty using DLD-approved digital verification.

Q2. Is property ownership valid for life?
Yes. Freehold property gives you lifetime ownership, which can be inherited.

Q3. What’s the minimum investment required for Dubai property?
Studio apartments in developing areas start from AED 500,000 (~INR 1.15 crore).

READ ALSO:  Dubai Golden Visa Guide 2025: Everything You Need to Know

Q4. Do I need to pay any tax in India?
Rental income from Dubai must be declared under “Income from Other Sources” in India and is subject to Indian income tax.

Q5. Can I get a home loan in Dubai as an Indian?
Yes, UAE banks offer non-resident mortgages up to 50% of the property value.

Q6. How long does it take to buy a property in Dubai?
Typically 7–21 days, depending on property type and documentation.

Q7. Are there hidden costs?
No. All government fees and commissions are clearly mentioned in your purchase agreement.

Q8. Can I rent out my Dubai property while living in India?
Yes, Evantis Realty can manage your property and find tenants on your behalf.

Q9. Is it better to buy off-plan or ready property?
Off-plan offers flexible payment plans; ready units offer instant rental income.

Q10. How can Evantis Realty help me?
We handle everything — from developer coordination to legal documentation, escrow payments, and resale management.


Conclusion

Investing in Dubai real estate from India in 2025 is not just possible — it’s easier, safer, and smarter than ever before.
With a trusted partner like Evantis Realty, you can confidently navigate the process, ensure compliance with all legal norms, and unlock Dubai’s wealth-building potential.


Contact Evantis Realty

CEO at Evantis Realty | Website | + posts

Evantis Realty is a leading real estate brokerage in Dubai, specializing in high-end properties across the city. With years of experience and a deep understanding of the market, Evantis Realty offers personalized service and expert advice to help clients navigate the dynamic Dubai real estate market with confidence.

This Blog is provided solely for educational reasons, including broad information and a general comprehension of its content, including related laws and regulations, and is not intended to give particular legal advice. The Blog is not intended to replace competent advice from a registered expert.

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